Why Get Title Insurance?
Title insurance protects you from any losses that happen after a real estate purchase. Title companies work to find and correct any issues in the title of the property before the property is sold.
Keeping Transactions Moving
We work diligently to keep all of the parties involved on track so that we can get your transaction closed quickly and clear up any title issues early. We check if any precontract information is needed to get the property under contract and research the property for restrictions, easements, mineral rights and other items.
Yes, the loan policy protects the lender and covers up to the principal amount on the loan.
It is effective until the owner repays the loan.
When the new loan pays off the existing loan, the old loan policy expires. You can possibly receive a premium discount on a new policy if you refinance within seven years.
The title agent will need to know the names of the borrowers, the address, and/or legal description and whether it is a purchase, refinance or home equity loan. It is also good practice to supply the last four digits of the borrower’s social security number and date of birth.
The Closing ProcessDownload
Net Sheet Calculator
Save, send and edit different transactions — everything you need in one calculator.
Our Secure System
We can provide you with the documents that you need — quickly and securely!
The Prosperus Web App
You’re busy. We get that! Get the Prosperus web app and take some of our services with you everywhere you go.
- Create your own account
- Save net sheets and send them directly to your sellers or buyers
- Keep everything in the palm of your hand
Premium Rate Calculator
Calculate the cost of your policy by typing in the policy amount — it’s that easy! Our premium rate calculator does the work for you.GET STARTED
What to Expect on Closing Day
We want you to have the best experience while you’re closing on an exciting new chapter of life! Here’s what you need to know so you’re prepared.DOWNLOAD